City Tech Students Sweep Awards At Federal Reserve Video Competition

BROOKLYN — The repercussions of unwise credit card use were successfully conveyed by New York City College of Technology (City Tech) students as they swept the three top awards at a video competition sponsored by the Federal Reserve Bank of New York’s Office of Regional and Community Outreach and the New York Bankers Association.

Six of the 10 finalists in the Second Annual Financial Awareness Video Competition were City Tech students majoring in entertainment technology. Their videos were chosen from a field of 30-second public service announcement entries that included submissions from several CUNY colleges as well as Adelphi University, Long Island University’s Brooklyn Campus and St. John’s University. continue reading

Organize Your Student Bank card This Christmas Season

1. Create your own investing restriction. If your college student plastic card allows you to replenish to be able to $500 a month, it’s best to set in place your personal paying limit, which is at least 50% less than the particular reduce.

2. Settle your full stability. Several college students pay only the actual bare minimum due their credit card demands nevertheless this type of method merely boosts the chance of credit card debt build-up

3. Take a look at payment assertion. If you used your college student bank card, check carefully your affirmation regarding bank account to make certain that there are no inappropriate fees.

4. Maintain your fees small. You should be far more cautious when utilizing the university student credit card pertaining to transaction. By upholding your costs as small as you can, you can minimize the risk of negative debts.

Source: Manage Your Student Bank card This particular Christmas Season

More Resources:
◘ New Year’s Financial Resolution Tips for Students
◘ Holiday Spending Tips for College Students
◘ Student Credit Card Tips for the Holidays

Top Five Insider Tips: How to Become a Successful Online Student

The days are now long gone whereby working professionals, armed with established & impressive track records and prestigious degrees, could just wander into an employment market inundated with cushy jobs. With the economy still smarting from the subprime shenanigans and the job market not exactly flooding with job prospects, more people are turning to online college education to raise their marketable value.


If you are one of the 4.6 million students currently enrolled in online learning courses (Learning on Demand: Online Education in the United States, 2009 survey by Sloan Consortium and Babson College), equipping yourself with the following learning tips and principles will help you get the most out of your online education experience and become a successful online student.


1) Select the Right Program
2) Effective Time Management
3) Create an Ideal Study Environment
4) Get Organized
5) Questions? Fire Away


Continue Reading: Top Five Insider Tips: How to Become a Successful Online Student

Guide to College Majors

• Majors in Arts and Humanities
• Majors in Business
• Majors in Criminal Justice
• Majors in Education
• Majors in Engineering
• Majors in Health & Medicine
• Majors in Game Design
• Majors in Science
• Majors in Social Science
• Majors in Technology

Should You Change the College student Credit Card for the New Year?

Are you currently gonna sign up for your personal college student credit card prior to the calendar year ends? Should you not own a credit card however, acquiring the first card could be thrilling. Nevertheless, avoid building a bad credit card preference simply because you’re in a hurry to have one. Think about the following ideas prior to signing up which college student credit card application.

• Choose a student credit card that fits your way of life. Credit cards for students could be arranged in various areas.

•Comprehend the pros and cons. Are you ready to own a credit card?

• Read the fine print. Do not just depend on advertisements. Do your personal research.

• Choose a student credit card that reports to the credit bureaus. The most crucial benefit you may gain from using a credit card during college is establishing an early credit history.

• Make use of your student credit card on a regular basis. You will not be capable of build a credit score if you'll just keep your card in your wallet.

Source: Should You Get a New Student Credit Card for the New Year?

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When You Change the Student Credit Card to the New Year?

Holiday season safety tips from police

ctvwinnipeg.ca

The Winnipeg Police Service and RCMP would like to remind citizens to be watchful of potentially hazardous situations during the busy holiday season. The following are a few of its home and personal safety strategies to consider.

Season’s thievings: ID fraud and holiday shopping

The busiest retail season of the year has already begun and with an increase in financial transactions comes an increase in opportunities for fraud artists. This year, keep your holiday shopping joyous by taking a few extra precautions:

Shopping in person:

• Even though you will be rushed and thinking about a thousand things, try to remain alert to your surroundings.
  When paying with a credit or debit card, never lose sight of your card. Whenever possible, swipe your card yourself rather than giving it to the cashier.
• Always shield your PIN when entering it. Don’t be embarrassed – you’re not insulting anyone.
• Do not keep a written record of your bank PIN number(s) or your social insurance number in your wallet or hand bag.
• If you suspect anything unusual when using a point-of-sale terminal (pin pad) or an ATM, do not use the machine and report it immediately to the police or the financial institution. Read More

School students Start Building Good Credit Rating This particular New Year

Some other year is going to be around as well as the New Year is coming soon. Do you want to begin with creating a good credit score in the start of the New Year? In this particular article, allow us to enumerate the suitable methods that you can do to build a good credit rating:

Get a university student credit card. Should you be listed below 21 years old, the Credit CARD Act demands you to definitely have a co-signer if you can't provide proof of your personal revenue. Your own mother or father or protector is actually the very best prospect to co-sign your own account. Obviously, a co-signer will need to have a good credit history as well as score. Read Full Story

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-School students Start Building Good Credit Rating This specific New Year

10 Tips to help Building An Outstanding Credit Rating

If you’ve merely began establishing your credit history, it’s advisable to guarantee that it stays free via derogatory marks and look after great ranking. Here I will discuss the 10 ways in creating a high credit score in addition to retaining the idea on the top:

1. Get yourself a copy of the credit history at least 2 times per year. 

Checking your credit track record helps you be sure that your payments tend to be correctly noted understanding that absolutely no fake charges are put below your account. In addition, it permits you to look at the status of the financial obligations for your credit card companies.

2. Obtain a good credit score.

Not really obtaining virtually any obligations at all within your consideration won't assist you to construct your credit score. Exactly what do be considered pretty much as good debts? Home financing loan is a great financial debt given that a house property increases within benefit through the years. Credit card charges may also be considered as good financial obligations if they're kept under control. The key is to acquire only the quantity of debt that you can pay back on time. continue reading

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•Student Credit Card Tips for the Holidays
•How to Smartly Use Your Student Credit Card for a Holiday Trip
•The College Student’s Frugal Spending Guide This Holiday
•Holiday Spending Tips for College Students
•Christmas Shopping Tips
•Tips to Avoid Credit Card Use During the Holidays
•Tips to Avoid Credit Card Use During the Holidays