Student Credit Cardholders : New Year’s Resolutions

A sluggish start the entire year is obviously a great time to reflect for the previous events and earn plans to the better. If you own each student credit card, consider the tips below that you could include in your listing of New Year’s Resolutions.

Zero in your personal credit card debt before 2012. Do you still have unpaid balances in your credit card accounts? Whenever possible, pay back your full balance before the New Year begins. Thus, start the year fresh without unpaid charges to concern yourself with.

Consolidate your personal credit card debt. If you have unpaid balances with a quantity of cards, consider consolidation by transferring your balances from your high rate bank card to a card with a low rate. You can also apply for a new student charge card with zero balance transfer rate of interest. By doing this, you are able to concentrate on settling your original balance without incurring additional APR charges every month. Read Full Story